Main Content
Select the search type
  • Site
  • Web
Search
services banner image
Skip Text

Personal Checking


New Jersey Consumer Checking & Student Checking

Basic checking account available to all consumers 18 or older.

Minimum Investment: A minimum deposit of $50.00 is required to open a NJ Consumer or Student Checking Account. A minimum daily balance of $1.00 must be maintained to avoid a $3.00 service charge.

Rate: Non-interest bearing account.

Benefits:

  • Funds are completely accessible simply by writing a check.
  • An unlimited number of checks may be written during the month without a penalty.
  • Safe, easy way to pay bills.
  • Direct deposit available.
  • Debit card available (with $100 minimum balance)
  • Monthly statements.
  • E-Statements available.
  • Tie-in with statement savings accounts for one monthly statement.
  • FDIC insures funds up to $250,000.00. (Certain rules apply)

 

Restrictions:

  • Only one NJ Consumer Checking Account is allowed within our institution or any other institution per person. In order to qualify for a NJ Consumer Checking Account, a customer cannot maintain any other personal checking account with Newfield National Bank.
     

Regular Checking

Available to anyone age 18 or older.

Minimum Investment: Minimum deposit of $250.00 is required to open a regular checking account. No service charge will be imposed if the daily balance for the cycle remains above $250.00 A $5.00 service charge will be imposed if the $250.00 daily balance is not maintained.

Rate: This type of checking account does not accrue interest.

Benefits:

  • Low minimum balance.
  • Funds are completely accessible simply by writing a check.
  • An unlimited number of checks may be written during the month without a penalty.
  • Safe, easy way to pay bills.
  • Debit card available (with $100 minimum balance)
  • Direct deposit available.
  • Monthly statements.
  • E-Statements available.
  • Tie-in with statement savings accounts for one monthly statement.
  • FDIC insures funds up to $250,000.00

 


NOW Checking

Basic interest bearing checking account. Available to all consumers 18 or older, sole proprietorships, nonprofit organizations and nonprofit corporations.

Minimum Investment: A minimum deposit of $500.00 is required to open a NOW checking account. A minimum daily balance of $500.00 must be maintained to avoid a $7.50 service charge plus forfeiture of interest.

Rate: The interest rate and annual percentage yield may change at any time. [View Rates]

Benefits:

  • Interest bearing account
  • Funds are completely accessible simply by writing a check.
  • An unlimited number of checks may be written during the month without a penalty.
  • Safe, easy way to pay bills while earning interest.
  • Debit card available (with $100 minimum balance)
  • Direct deposit available.
  • Monthly statements.
  • E-Statements available.
  • Tie-in with statement savings accounts for one monthly statement.
  • FDIC insures funds up to $250,000.00

 


Money Market Deposit Account

Interest bearing checking account. The higher daily balance requirements earn higher rates than a regular interest bearing account.

Minimum Investment: A minimum deposit of $2,500.00 is required to earn the highest interest. A minimum daily balance of $1,500.00 must be maintained to avoid a $15.00 service charge plus forfeiture of interest.

Rate: The interest rate and annual percentage yield are subject to change at any time. Balance under $1,500.00 does not earn interest. 

Benefits:

  • Account is accessible without going to the bank
  • No limit on the number of ATM withdrawals, internal transfers or cash withdrawals conducted in person.
  • FDIC insures funds up to $250,000.00

Restrictions:

  • A limit of 6 transfers per month can be conducted on this account with regards to preauthorized or automatic transfers (ACH), third-party check, telephone, fax, point-of-sale, and internet banking system transactions. A fee of $15.00 will be charged every statement period if the limit is exceeded.

 


Gold Club Checking

Consumers 50 years of age or older qualify.
Available for Regular checking accounts, NOW checking accounts or Savings accounts.

 Benefits:

  • One Free Order of Checks per year.  (Limited styles available.)
  • Debit card available (with $100 minimum balance)
  • Free Debit card usage at all Newfield National Bank ATM machines (other bank charges may apply.)
  • 4 Free foreign ATM transactions per month, then $3.00 per transaction.
  • Free Safe Deposit Box for one year (limited to 2x5 and 3x5.)
  • For regular Gold Club Checking accounts only, no minimum daily balance requirement or service charges.
  • For NOW Gold Club Checking accounts, a minimum daily balance of $500.00 must be maintained to avoid a $7.50 service charge.

 

You are leaving Newfield National Bank's web site.

The web site you have selected is an external one located on another server. Newfield National Bank has no responsibility for any external Web site. It neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.

Thank you for visiting Newfield National Bank's Web site.

Continue
×

Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your social security, account, PIN numbers, date of birth, etc...

Continue
×

Affiliate Website Notice

By clicking Continue, you will be taken to our affiliate's website. Products and services offered shown will be provided by our affiliated entity. Some products offered may not be FDIC insured. Please read the privacy and security policies on our affiliate's website. In some instances, these policies may differ from those of Bank of Salem.

Continue
×